Horizon West homeowners are facing rising insurance rates as the price of insurance increases across the state. Rates have been rising between 25% – 60% according to NBC Miami, even for homeowners with no claims or storm damage.

The increase in insurance rates, including in the Winter Garden and Windermere areas, is largely driven due to the increase in claims and contractors convincing owners they will receive a free roof through their insurance, according to the News4Jax Investigative Team.

In Florida, 3 legislative bills were introduced during the most recent session to help alleviate the rising costs, but none of them were passed. Several State Senators have expressed support of a special session this summer to tackle the issue.

Homeowners who face a steep increase should always seek additional quotes to ensure a competitive rate; however, with several insurance companies already exiting Florida this year, it’s unlikely to find something at last years pricing.