Earning cashback is starting to become a popular ways for consumers to save money when buying online. From everyday household items to one-time gifts, almost all items and websites offer a cashback rebate. Websites do this as a form of marketing, whereby instead of buying advertising in hopes your purchase, they offer a commission to encourage you to make that purchase. For marketers this is often cheaper than advertising, and it benefits consumers by passing that money directly to them.
There are two popular sites that anyone can sign-up at to earn cash back; Ebates and TopCashBack. Both offer the same functionality, in that you start your purchasing by logging into your account, click a link through their site, then do your normal shopping. However, the sites do offer different commission rates and benefits to their members. Let’s break down the differences that are important for Horizon West residents.
| Ebates | TopCashBack | |
| Target | 1.00% | 2.25% |
| Lowe’s | 4.00% | 6.00% |
| Groupon | 10.00% | 6.00% |
| Best Buy | 1.00% | 2.50% |
| Michaels | 4.00% | 7.00% |
| DisneyStore | 1.00% | 3.00% |
| SeaWorld | 2.50% | 5.00% |
| DiscoveryCove | 2.50% | 5.00% |
| Payout Limit | $5 | No Limit |
| Payout Options | Check | ACH, PayPal, Gift Cards |
While both sites will earn you significant cashback for buying online, TopCashBack is the winner between the two. The higher commissions along with flexible payout options provide more benefits to users. Plus, when redeeming cashback for gift cards, retailers compete for your business by providing a bonus with an amount up to an extra 5% of your payout!